Agri Loan

Housing Loan

We all have a dream of owning a beautiful house and our Home loan product with its attractive features, competitive interest rate, easy documentation and flexible repayment plans ensures that your desire of owning a house is no longer a distant dream.
If you are aged at least18 years and are under an employment having a take away pay sufficient to cover the installments, you can approach to avail our customized mortgage loan.

Products You Can Entertain
  • House construction loan

  • Readymade house purchase

  • Plot purchase

  • Renovation / Extension of your house

  • Loan against your House (Home Advantage)

  • Refinancing from your existing financier.

Features
  • Minimum 30% equity contribution

  • Maximum tenor of 10 years

  • Maximum loan amount up to NPR 10 million

Benefits
  • Easy repayment plan (equal monthly installment spread over a maximum period of 15 years

  • Lower interest rates

  • Quick Processing Time

  • Easy documentation

Document Required
  • Passport size photo of applicants / guarantor

  • Copy of citizenship document of borrowers / guarantor

  • Copy of Land ownership document (lal purja)

  • Copy of Transfer deed (Rajinama)

  • Blue Print of Land

  • Building construction approval from Municipality / VDC along with drawing plans (applicable where building is involved).

  • Char Killa (four boundary)

  • Land revenue Tax Receipt (malpot receipt)

  • Income certifying document (Salary letter, Audited balance sheet, rental agreement etc.)

  • Firm / company registration and PAN in case of business entity.

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Forex

Currency Buying Selling
Cash Doc
US Dollar 112.48 113.05 113.65
Euro 126.4 127.03 128.3
British Pound 144.21 144.93 146.38
Australian Dollar 79.44 79.84 80.64
[ Feb 14, 2019] View All »

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